The Business Travel Accident (BTA) plan protects you 24 hours a day while you are traveling on company business. The plan, which is insured by AIG, pays benefits in addition to any other benefits by Flex Benefits Survivor plans.
Coverage under the plan is automatic, with no enrollment required, effective the first day of employment.
If you or your eligible family members are in an accident while on a covered business trip, the plan will pay benefits for certain serious physical losses resulting within 365 days after the accident. This includes accidental paralysis and losses due to exposure to the elements.
A business trip may include side trips you make for personal reasons while on the trip. It does not include any period of time while you are working at your regular place of employment, during the course of everyday travel to and from work, or during an authorized leave of absence or vacation
*Children age 29 are eligible if attending accredited institution of higher learning. Children over age 25 are eligible if incapable of self-sustaining employment by reason of developmental disability or physical handicap, and primarily dependent on employee.
Under the AIG BTA plan, employees and family members are covered for these principal sums:
These principal sums reduce with age (to 65% at age 70, 45% at age 75, 30% at age 80 and 15% at age 80 and older).
The BTA benefit also provides assistance with emergency medical evacuation, emergency prescription replacement, roadside assistance, emergency telephone interpretation, event ticketing, wireless device assistance, and much more.
As part of REI’s BTA program, you also have out-of-country medical coverage insured by AIG.
Coverage under the plan is automatic, with no enrollment required, effective the first day of employment.
If you suffer a covered injury or contract a sickness that requires you to be treated by a physician while traveling outside of your country of permanent residence during a trip of less than 30 days, REI will pay the usual and customary charges incurred for covered medical services received due to that injury or sickness up to the benefit maximum.
*Children age 29 are eligible if attending an accredited institution of higher learning. Children over age 25 are eligible if incapable of self-sustaining employment by reason of developmental disability or physical handicap, and primarily dependent on employee.
Under the AIG Out-of-Country Medical plan, employees and family members are covered for injury or sickness requiring treatment by a physician up to the following amounts:
Covered medical services include the following, as long as the service is medically necessary:
This benefit is payable for charges incurred outside the insured’s country of permanent residence and 52 weeks after the date of the accident causing the injury or the onset of the sickness. The Out-of-Country Medical plan does not cover any expenses for or resulting from any condition for which the insured is entitled to benefits under any Workers’ Compensation Act or similar law.
1-800-999-4734 ext. 4747
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