Explore Your Benefits
Here’s a quick glance into some of the benefit offerings under the Full Benefits Plan.
Explore Your Benefits
Here’s a quick glance into some of the benefit offerings under the Options Plan.
Open Enrollment is November 5–19. This is your annual chance to review your elections and make sure you have the coverage that works for you and your family in 2027. Your medical, dental, vision, supplemental life, AD&D and disability insurance will roll over, as will your HSA contributions. Your Health Care FSA, Limited Use FSA and Dependent Care FSA will not roll over.
Reminder: Employees must actively elect a Health Care FSA or Limited Use FSA each year during Open Enrollment, as FSA elections do not automatically roll over. As a reminder, REI has implemented one-year carryover limit. To keep any carried over funds, you must continue to actively enroll in an FSA each plan year. Otherwise, your remaining balance will be forfeited after the one-year carryover period.
Review these benefits and take action during Open Enrollment if coverage is right for you.
Aetna Premier Care Network Plus (APCN+)
The REI Saver and Choice Medical Plans use Aetna’s Premier Care Network Plus (APCN+), which has two provider tiers. You’ll pay less when you use Tier 1 (Maximum Savings) providers selected for cost and quality, while Tier 2 (Standard Savings) providers are also covered but at a higher cost to you.
- Use Aetna’s search tool to confirm you’re seeing a Maximum Savings provider.
- Understand how the plan covers a Maximum Savings or Standard Savings provider in the Benefits Plan Information and Costs Tool.
Kaiser HMO & High Deductible Health Plans
If you live in Washington, Colorado or California, you can enroll in a Kaiser HMO or Kaiser High Deductible Health Plan (HDHP). The Kaiser HDHP includes a Health Savings Account (HSA), allowing you to set aside pre-tax dollars for eligible health care expenses. See the Benefits Plan Information and Costs Tool for details.
- If you have questions about enrolling in a Kaiser Medical Plan, you can access live chat, phone and text support tailored to REI’s Medical Plan through the Kaiser Permanente website.
Pharmacy Benefits Through Optum Rx
Optum Rx is REI’s pharmacy benefit provider for employees enrolled in the Saver or Choice Medical Plan. Take a look at the Benefits Plan Information and Costs Tool to understand more about your pharmacy coverage.
- OptumRx has a broad network of retail pharmacies. Find a pharmacy near you.
- Contact an Optum Rx Customer Service Advocate at 1-855-261-2736.
Dental
Protect your smile with dental coverage.
Choose from these plans: The Core Dental Plan and the Core Dental + Orthodontia Plan.
Visit deltadentalwa.com to find a dentist or estimate treatment costs.
Vision
REI’s vision plan from VSP can help keep your eyes sharp.
Review these year-round resources to help support you health and well-being.
Aetna Menopause Support: Midi Health
Available to employees and their dependents enrolled in the Saver or Choice Medical Plans
Midi Health offers virtual, insurance-covered care for menopause, perimenopause and other midlife health concerns with personalized treatment, symptom management and ongoing support from specialized clinicians.
Visit joinmidi.com/aetna for more information.
Lantern: Support for Planned Surgeries
Available to employees and their dependents enrolled in the Saver or Choice Medical Plans
Lantern connects employees to board-certified surgeons and dedicated Care Advocates who provide personalized support before, during and after eligible planned procedures. Depending on your medical plan and procedure, using Lantern may help reduce out-of-pocket costs.
- Read a flyer: How does Lantern work?
- Learn more: Lantern FAQ
Teladoc Health
Whether you’re at home, at work or traveling, Teladoc Health makes it easy to get care when you need it. Access virtual visits with board-certified providers for nonemergency medical concerns (like colds, flu, strains and sprains), mental health support and dermatology services, often without leaving your couch.
Most services are available 24/7.
Learn more at teladoc.com/aetna or call 1-800-835-2362 to sign up.
RethinkCare
Available to all employees and dependents.
RethinkCare provides employee with on-demand tools and expert guidance for parenting, caregiving, child development, behavioral health, neurodiversity and work-life challenges.
Voya
Voya Retirement Advisors, powered by Morningstar, offers free point-in-time savings and investment guidance to REI employees.
Managed account services are also available for a monthly fee.
Learn more at REI.voya.com.
Learn about your other benefit options.
Open Enrollment is November 5–19. This is your annual chance to review your benefits and take action if you want employee-only medical coverage for 2027. Your 2026 coverage will not roll over. You must complete Open Enrollment by the election deadline, November 19, if you want coverage for 2027.
REI Options Plan
The REI Options Plan offers three health indemnity plans that provide fixed-payment options for specific health care services such as limited doctor visits, hospital stays or preventive care. When you go to a provider or hospital, present your ID card, and the provider will file the claim directly with Administrative Concepts (ACI) on your behalf.
- Visit Benefits Plan Information and Costs to compare coverage between the three plans—Core, Preventive and Plus.
- Find a provider in the First Health Network at firsthealth.com.
- Take a closer look at the virtual primary care and behavioral health services offered by Recuro Health.
- Learn more about prescription drug coverage through Drexi.
- Contact ACI at 1-888-240-0231 for support on understanding how the new REI Options Plan works.
Virtual Health Care through Recuro Health
Available to employees who are enrolled in the Options Medical Plan
Virtual health care through Recuro Health gives you convenient access to care from wherever you are. With Recuro Health, connect with providers for primary care, urgent care and behavioral health support, as well as everyday health needs, nonemergency concerns and ongoing support.
Learn more at recurohealth.com.
Understand Marketplace Coverage Options
Contact Individual Health Solutions at 1-844-299-1128 for one-on-one concierge support to find, talk through and navigate other health care coverage choices—such as a Marketplace Insurance Plan or government plan—to determine what level of care is right for you. State and/or federal subsidies may be available.
RethinkCare
RethinkCare supports your personal wellbeing, professional development and parental success by helping you develop skills to manage stress and anxiety, build resilience, improve your sleep, boost emotional intelligence, collaborate effectively with diverse team members and more.
Talkspace
Talkspace is available through the EAP and is available to all employees and household members.
Talkspace provides convenient access to licensed therapists through text, video, audio and live chat. Individual counseling is available to adults and teens ages 13 and older.
Click here to learn more.
Voya
Voya Retirement Advisors, powered by Morningstar, offers free point-in-time savings and investment guidance to REI employees.
Managed account services are also available for a monthly fee.
Learn more at REI.voya.com.
Learn about your other benefit options.
You made it!
Now that you have completed the tour and know about your benefits options, enroll in your benefits if you’re newly eligible or if you’ve experienced a life event.
Done exploring?
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