Here’s a quick glance into some of the benefit offerings under the Full Benefits Plan.
Benefits You Can’t Miss
Benefits You Can’t Miss
Here’s a quick glance into some of the benefit offerings under the Options Plan.
Medical Plan – Aetna Premier Care Network Plus (APCN+)
The REI Saver and Choice plans are part of Aetna’s Premier Care Network Plus (APCN+). When you enroll in the Saver or Choice Medical Plans, it’s important to understand the plans multi-tiered network. Here’s how it works: When you use APCN+ providers who have been selected based on cost and quality standards—who are in the Tier 1 Maximum Savings option—the plan pays more for your care. You can see providers in Tier 2, or the Standard Savings option, but you’ll pay more.
- Use Aetna’s search tool to confirm you’re seeing a Maximum Savings provider.
- Understand how the plan covers a Maximum Savings or Standard Savings provider in the Benefits Plan Information and Cost Tool.
Medical – Kaiser HMO & High Deductible Health Plans
If you live in Washington, Colorado or California, you can enroll in a Kaiser HMO or High Deductible Health Plan (HDHP).
With the Kaiser HDHP, you can participate in a Health Savings Account (HSA) and set aside pre-tax money to pay for eligible health care expenses. Check out the benefits plan information and costs tool for details about the plan.
- If you have questions about the Kaiser HDHP, access live chat, phone and text support tailored to REI plan options and benefits through the Kaiser Permanente website.
- Review the Q&A flyer for details on the Kaiser HDHP.
Pharmacy Benefits Through Optum Rx
Optum Rx is REI’s pharmacy benefit provider for employees enrolled in the Saver or Choice Medical plan. Take a look at the Benefits Cost and Information Tool to understand more about your pharmacy coverage.
- OptumRx has a broad network of retail pharmacies. Find a pharmacy near you.
- Contact an Optum Rx Customer Service Advocate at 1-855-261-2736.
Lantern (Surgery Care Advocates)
Lantern is a voluntary surgery network available to employees enrolled in the Saver and Choice Medical Plans. Lantern connects you to a nationwide network of board-certified surgeons. At little to no out-of-pocket cost, Lantern’s dedicated Care Advocates can provide personalized support for eligible planned procedures, from pre-surgical consultations through the surgical procedure as well as post-surgical follow-ups.
- Read a flyer: How does Lantern work?
- Watch a video: What is Lantern Surgery Care?
- See a testimonial: Lantern Members Share Their Experiences
- Learn more: Lantern FAQ
Flexible Spending Accounts
The Dependent Care Flexible Spending Account is available to full-time and part-time employees who are enrolled in the Saver or Kaiser HDHP. A Dependent Care FSA can be used to pay for dependent care expenses while you are at work, such as preschool, summer day camp or before-or-after school programs and child or elder care. Dependent Care FSAs cannot be used for reimbursement of dependent health care costs.
- Review the Flexible Spending Account page for additional information.
- Watch the Dependent Care FSA video from HealthEquity.
- Learn about the DCFSA at a glance.
Dependent Audit Coming in 2026
If you have elected dependent coverage (i.e., coverage for a child, spouse or life partner), you’ll be required to submit documentation to verify that the dependents you have enrolled in health care coverage meet the rules as defined in REI’s health plan. Our third-party administrator, Verifi1, will mail you information related to this required documentation in early February 2026.
You can check eligibility for your dependents on the Eligibility page.
Dental
Protect your smile with dental coverage.
Choose from these plans: The Core Dental Plan and the Core Dental + Orthodontia Plan.
Visit deltadentalwa.com to find a dentist or estimate treatment costs.
Vision
REI’s vision plan from VSP can help keep your eyes sharp.
Retirement
REI’s Retirement Plan helps you save, so when the time comes, you’ll be ready for your next adventure.
If you don’t make an active election, you’ll be automatically enrolled in the Plan after 90 days from your date of hire or rehire.
Learn about your other benefit options.
REI Options Plan
The REI Options Plan offers three health indemnity plans that provide fixed-payment options for specific health care services such as limited doctor visits, hospital stays or preventive care. When you go to a provider or hospital, present your ID card, and the provider will file the claim directly with ACI on your behalf.
- Visit Benefits Plan Information and Costs to compare coverage between the three plans—Core, Preventive and Plus.
- Find a provider in the First Health Network at firsthealth.com.
- Take a closer look at the virtual primary care and behavioral health services offered by Recuro Health.
- Learn more about prescription drug coverage through Drexi.
- Contact ACI at 1-888-240-0231 for support on understanding how the new REI Options Plan works.
Understand Marketplace Coverage Options
Contact Individual Health Solutions at 1-844-299-1128 for one-on-one concierge support to find, talk through and navigate other health care coverage choices—such as a Marketplace Insurance Plan or government plan—to determine what level of care is right for you. State and/or federal subsidies may be available.
Employee Assistance Program (EAP)
The EAP offers up to eight free counseling sessions per issue per year, either face to face, over video or through text message. You don’t need to be enrolled in an REI medical plan to use the EAP.
RethinkCare
RethinkCare supports your personal wellbeing, professional development and parental success by helping you develop skills to manage stress and anxiety, build resilience, improve your sleep, boost emotional intelligence, collaborate effectively with diverse team members and more.
Retirement Plan
REI’s Retirement Plan helps you save, so when the time comes, you’ll be ready for your next adventure. If you don’t make an active election, you’ll be automatically enrolled in the Plan after 90 days from your date of hire or rehire.
Learn about your other benefit options.
You Made It!
Now that you have completed the tour and know about your benefits options, enroll in your benefits if you’re newly eligible or if you’ve experienced a life event.
Done exploring?
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