Look at what’s changing with your benefits for 2025.
What’s New
Changes for 2025
Benefits You Can’t Miss
Learn More About Your Benefits
Medical
You’re eligible for the new REI Access Plan if you’ve been with REI for at least three months and don’t have access to medical coverage through another employer. Learn more about what this plan offers and what you pay for coverage.
Find an In-Network Provider
Your care is covered only if you see in-network providers. (You can see out-of-network providers, but you’ll pay more.) To find an in-network provider, visit aetna.com/docfind/custom/rei/.
Health Savings Account (HSA)
A Health Savings Account, or HSA, allows you to save money tax-free to spend on eligible health care expenses. You’re only eligible for an HSA if you enroll in the REI Access Medical Plan.
New to an HSA? You’ll need to choose a beneficiary when you open your account. Visit myhealthequity.com.
Mental & Behavioral Health
Going through a challenging time? Meru Health is a virtual program that offers support and encourages connection with a therapist or peer groups.
Employee Assistance Program (EAP)
The EAP offers up to eight free counseling sessions per issue per year, either face to face, over video or through text message. You don’t need to be enrolled in an REI medical plan to use the EAP.
Hinge Health
Achy back? Painful joints? Hinge Health can help. This program offers 12 weeks of digital physical therapy and coaching, so you can work on getting better from the comfort of your own home.
Retirement Plan
REI’s Retirement Plan helps you save, so when the time comes, you’ll be ready for your next adventure. If you don’t make an active election, you’ll be automatically enrolled in the Plan after 90 days from your date of hire or rehire. Click here to enroll now.
Beginning November 18, 2024, Voya will be the new record keeper for the REI Retirement and Profit-Sharing Plan.
Designating your beneficiary allows your vested account balance to be distributed according to your wishes in the event of your death. Visit your profile on workplace.schwab.com to choose your beneficiary and also confirm your address.
Medical
You have two medical plans to choose from: The REI Saver Medical Plan and the REI Choice Medical Plan. (You may be eligible for Kaiser, depending on where you live.)
Find an In-Network Provider
Your care is covered only if you see in-network providers. (You can see out-of-network providers, but you’ll pay more.) For the REI Saver or REI Choice Medical Plans, visit aetna.com/docfind/custom/rei/ to find in-network providers. If you’re considering a Kaiser Medical Plan, visit my.kp.org/rei (CA or CO) or kp.org/wa (WA).
Access Mental & Behavioral Health Resources
When you or a family member is going through a difficult time, we’ve got resources to support you. Find out how the Employee Assistance Program (EAP) can help.
Dental
Protect your smile with dental coverage. Choose from these plans: The Core Dental Plan and the Core Dental + Orthodontia Plan.
Vision
REI’s vision plan from VSP can help keep your eyes sharp.
Money-Smart Accounts
Health Savings Account (HSA)
A Health Savings Account, or HSA, allows you to save money tax-free to spend on eligible health care expenses. You’re only eligible for an HSA if you enroll in the REI Saver Medical Plan.
Choose or Update Your Beneficiary
New to an HSA? You’ll need to choose a beneficiary when you open your account. Visit myhealthequity.com.
Flexible Spending Accounts (FSAs)
A Health Care FSA allows you to reimburse yourself for eligible health care expenses, while a Limited Purpose FSA allows you to reimburse yourself for vision and dental expenses. If you have an HSA, you’re only eligible for a Limited Purpose FSA.
Protection Benefits
Life and AD&D Insurance
Life and Accidental Death & Dismemberment (AD&D) Insurance protects your loved ones in case the unexpected happens. You’re automatically enrolled in Basic Life and Basic AD&D, but you can choose to purchase supplemental coverage.
During Open Enrollment, you have the option to enroll or change your Supplemental Life Insurance coverage. Some changes may require you to complete a health questionnaire. Review the options available to you and your eligible dependents and determine what coverage is best for you.
Choose or Update Your Beneficiary
New to REI benefits? You’ll need to choose a beneficiary when you enroll. Be sure to check your address while you’re at it.
Disability
Disability coverage protects you if you can’t work due to an injury or illness. REI provides Short-Term Disability (STD) and Long-Term Disability (LTD) coverage—you’re automatically enrolled in both, but you can elect Voluntary LTD for additional income protection if you need it.
During Open Enrollment, you have the ability to elect Voluntary LTD, subject to a health questionnaire.
Financial Wellness
Retirement Plan
REI’s Retirement Plan helps you save, so when the time comes, you’ll be ready for your next adventure. If you don’t make an active election, you’ll be automatically enrolled in the Plan after 90 days from your date of hire or rehire.
Beginning November 18, 2024, Voya will be the new record keeper for the REI Retirement and Profit-Sharing Plan.
Choose or Update Your Beneficiary
Designating your beneficiary allows your vested account balance to be distributed according to your wishes in the event of your death. Visit your profile on workplace.schwab.com to choose your beneficiary and also confirm your address.
You Made It!
Now that you have completed the tour and know about your benefits options, make sure you take action for 2025 Open Enrollment by November 15.
You Made It!
Now that you have completed the tour and know about your benefits options, make sure you take action for 2025 Open Enrollment by November 15.
Done exploring?
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